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The banking landscape has dramatically changed in the past two years, and banks need to adapt their offering as their customers shift to digital channels and demand new products in an increasingly competitive environment.
This study finds that banks can address customers' demands by capitalising on two of their biggest assets; customers trust and their insight into thei users' data, to deliver enhanced experience, an improved digital journey and a more diverse product offering. We have identified five specific areas of opportunity for the banks to compete and generate new sources of revenue:
With the Open Banking movement in the background, the way banks effectively participate in the broader ecosystem — and how well they select their partnerships — will determine their future success.
Download the study
The survey has been conducted in 14 countries, including 12,500 participants aged 18+ with a bank account