Our 7 Convictions for the future of banking

 

In October 2022, Forrester Consulting delivered a study commissioned by Sopra Steria, entitled “The Future Of Digital Banking, Revisited”. This study was part of our annual DBX report, where we provide a holistic view of the financial services industry, drawing on surveys conducted with nearly 800 leaders from the banking sector, as well as 12,500 customers. 

Each year, we condense our findings to align and support our “seven convictions for the future of banking,” a grouping of key tenets that we believe are fundamental to the future of our industry. Here, we outline eachof these Convictions, along with key statistics from Forrester’s study to support them.

Digital banking maturity assessment

As part of our report, Sopra Steria and Forrester uncovered and grouped banks’ respondents into five different categories of readiness: Explorer, Technologist, Strategist, Specialist and Pioneer. The table opposite shows some key stats about each category, as well as a brief description.

Throughout the following pages, we will consider how each category of digital banking readiness relates to our seven convictions.

 

Download our 7 convictions document:

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“In this year’s DBX report, we find that nothing is ‘business as usual’ for banks. Global shifts in geopolitics, wars, regulatory developments and economic headwinds weigh heavily on the finance industry. As such, banks are under sustained pressure to future-proof their business models by increasing resilience, shoring up existing revenue streams and developing new ones. Confidence in existing models – particular digital ones – and the future may be low, but by relying on tried-and-tested strategies, such as collaborative business models, many banks will be able to weather the storm. Our seven convictions for the future of banking are more relevant than ever, and provide banks with a blueprint on how to push forward into a prosperous and profitable future.“

Eric PASQUIER

Chairman - Sopra Banking Software

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Sopra Steria partners with Hexa

Nov 13, 2025, 12:11 PM
Title* : Sopra Steria partners with Hexa
Sopra Steria announced an investment in Hexa, a reference startup dedicated to the creation and launch of startups 
  • Sopra Steria invests in the startup studio Hexa.
  • Sopra Steria company aims to improve its clients’ access sovereign technologies that provide a competitive edge.
  • Together, the two organisations intend to help create leading sovereign technology players, particularly in sectors they consider strategic: defence, financial services, AI and cybersecurity.

Paris, 13 November 2025 – Sopra Steria, a major player in the European tech sector, has announced an investment in the European startup studio Hexa, a reference organisation dedicated to the creation and launch of startups. 

This partnership strengthens Sopra Steria’s position at the heart of the European technology ecosystem. It will enable its clients, particularly those in defence and financial services, to gain more direct access to innovative technologies developed by European startups, offering them new ways to differentiate themselves in their markets. By combining Sopra Steria’s industrialisation capabilities and sector expertise with Hexa’s agility and innovation ecosystem, the alliance paves the way for a new model of collaboration between large corporations and startups, supporting a more competitive and sovereign European innovation landscape. 

A Sopra Steria spokesperson said: “Our ambition is clear: to position Sopra Steria as the preferred partner between startups and major European organisations, in order to develop a unique form of expertise within the technology and consulting ecosystem. Together with Hexa, we are bringing together two complementary strengths: their capacity to rapidly bring promising tech companies to life, and our multi-disciplinary expertise and European-scale delivery capability, all in the service of our clients”. 

Sopra Steria has developed a partnership and investment programme designed to create concrete bridges between emerging innovation and the industrial needs of major corporations. This framework is based on three complementary pillars: supporting the development of young startups, providing access to Sopra Steria’s clients and large-scale digital programmes, and fostering co-innovation between startups and the Group’s business lines. 

Hexa: a startup studio with a proven impact 

Founded in 2011, Hexa (formerly eFounders) has established itself as a pioneer of the startup studio model in Europe. 

Over the past fifteen years, it has launched more than 40 startups, some of which have become leading European scale-ups (including Front, Aircall, Spendesk, Swan and Yousign). With a combined valuation of USD 5 billion, Hexa has demonstrated the strength and sustainability of its model. 

Amaury Sepulchre, co-founder of Hexa, said: “The entry of Sopra Steria into our shareholder base brings unique sector expertise and privileged access to major European organisations for the startups we launch. Together, we are accelerating promising projects by providing the resources and support needed to scale them. We are convinced of the importance and value of these collaborations between startups and major technology groups”. 

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