The rise of stablecoins is not just a technological evolution. It is a complete redefinition of the banking business model. Faced with the risk of deposit flight and changing payment standards, Sopra Steria and Galitt support banks from strategic assessment to roadmap definition and implementation, helping them turn stablecoin disruption into concrete business opportunities.
Our structured approach enables you to define a clear position and design a roadmap to turn this disruption into a concrete growth driver.
(Source: Artemis studies, 2025; Binance Research 2025; World Economic Forum 2025; Fireblocks, 2025)
Our team of experts can help you plan, build, and deploy Stablecoin offerings. Sopra Steria and Galitt's experience in blockchain is backed by more than 30 commercial references that range from strategic insights, pure-player integration to product management.
Répétition par rapport à ce que nous disons dans la première partie. Je propose de dire : "Our team of expert can help you plan, build and deploy Stablecoin offerings. Sopra Steria and Galitt's experience in blockchain is backed by more than 30 commercial references that range from strategic insights, pure-player integration to product management"
Our structured approach includes maturity assessments and controlled experimentation (Proofs of Concept) to secure your trajectory.
Do not let innovation happen to you. Take control of it.
The market is booming. Between the rise of private stablecoins and the arrival of the digital euro, how should banks respond?
Discover in this exclusive analysis by Sopra Steria and Galitt:
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With more than 50 years of expertise and extensive experience supporting banks, Sopra Steria and Galitt stand out as key players in the digital transformation of the financial sector.
Together, we are much more than technology experts. We are a committed partner dedicated to the success of your projects. Through the unique combination of Galitt’s business consulting expertise and Sopra Steria’s integration power, we provide end-to-end support: from strategic vision and regulatory compliance to technical integration and operational enablement of your solutions, and far beyond.
A stablecoin is a digital asset issued on blockchain infrastructure that is designed to maintain a stable value, usually by referencing an official currency such as the euro or the U.S. dollar. Unlike unbacked crypto-assets such as Bitcoin, its purpose is not price appreciation but more efficient value transfer, settlement, and programmability. In the EU, many fiat-pegged stablecoins fall under MiCA categories such as electronic money tokens.
One of the main risks is disintermediation: if clients move part of their cash balances into stablecoins, banks may face pressure on deposits, liquidity, and their role in payment flows. Other key risks include regulatory compliance, governance of reserves, and operational integration into existing payment infrastructures.
Yes, there are euro-denominated stablecoins in the European market. Under MiCA, euro-referenced tokens can be issued within a regulated framework, and examples in the market include EURC and Societe Generale-FORGE’s EUR CoinVertible.
Stablecoins create value for banks, payment providers, corporates, and market infrastructures that need faster transfers, programmable transactions, improved treasury mobility, and settlement beyond traditional cut-off times. For banks in particular, they can support new B2B payment models, cross-border flows, and more competitive digital-currency strategies, provided they are approached with the right regulatory and operating model.