With the transformative shift in payments due to PSD2, Sopra Steria Next, through Galitt, offers strategic analyses to help banks optimise and innovate within the payments arena, embracing Open Banking and integrating fintech services.

Client stories:
By leveraging Galitt's expertise, Sopra Steria Next has guided major national and mutualist banking institutions in integrating SEPA and electronic payment flows, which has facilitated the reorganisation of European payment players and the launch of innovative services.

We provide a dual approach to regulatory issues, addressing risk, compliance, ethical control, and offering a holistic vision of the finance function that incorporates new regulations and leverages digital technology for improvements in financial processes.

Client stories:
A major national bank hired Sopra Steria Next to set up an ESG acculturation program for their Risk teams and to standardise data classification procedures, enabling them to manage data from an ESG perspective with reduced risk of data leakage.

Credits are at the heart of the operating model of banks. They determine the future of our economies. Therefore, they must evolve constantly thanks to:​

• Digitalisation of origination and servicing
• ​ Introduction of new services: refinancing, associated insurance, leasing​
• Promotion of innovation as we can see in asset back financing through a Blockchain platform
  
  

Client stories:
Our Inventory Chain Platform is operational in major banks, managing credit guarantees in the agrifood market and demonstrating a sustainable replacement cycle, integrated with IoT and warehouse management systems.

To place customers at the centre of banks' relationship excellence strategy, we challenge traditional distribution models and redesign customer journeys, and we harness data to revitalise customer interactions and facilitate ecosystem partnerships.

Client stories:
In two major banking networks, Sopra Steria Next has been instrumental in redefining the functional architecture of marketing and customer relations, participating from the framing to the execution of development projects. This has led to more effective data utilization and modernized customer journeys.